Affordable Short Term Loans For Your Dreams & Financial Emergencies
Loan Types
Personal Loan
This is a general purpose loan offered to persons who are employed that can be used at their discretion for various things, such as:
- Consolidating debt
- Paying for an unexpected expense
- Small home improvement projects
Requirements for Personal Loan
Applicant Requirement:
- A recent job letter (Must be employed for at least 9months)
- Photo taken in-house, TRN and a valid ID (passport, driver license, voters ID)
- Last two pay slips (last 4 if weekly paid)
- Proof of address in your name. For example, a bill; light, water, cable, hire purchase bill, a recent letter drop off to you via post office or an Address Verification can be done by the company.
Business Loan
This is a loan for any business person who has been operating a legitimate business for over a year. The Business loan is specifically intended for business purposes such as:
- Financing equipment purchases
- Making inventory purchases
- Honoring payroll obligations
Requirements for Business Loan
- Must be operating for at least one year
- Two letters of recommendation. These can be obtained from a Justice of Peace (JP), pastor, school principal or another established business entity.
- Two recent passport size photos, TRN and a valid ID (passport, driver license, voters ID)
- Evidence of trading activity:
- Printout of bank account with activity dating back at least three months
- Invoices for purchases made at least three months
- Invoices for payments made at least three months
- Proof of address for home & business (utility bills for the last two months)
Taxi & Bus Operator Loan
This is a special loan geared towards satisfying the needs of all taxi and bus operators.
Requirements for License Taxi & Bus Operators
- Two passport size photos (taken in-house)
- TRN and a valid ID
- Utility Bill (for the last three months) and an Address Verification (site visit)
- Two Character Reference Letters. These can be obtained from a Justice of Peace (JP), pastor, school principal or an inspector of police or any other reputable individual
- Original Motor Vehicle documents (Title, Certificate of Fitness, Certificate of Registration, up-to-date insurance information, a recent Valuation Report, photo of vehicle and Road License or PPV)
- Motor Vehicle MUST be present for viewing.
- Print out of a bank account for the last (3) Months.
- MUST be a taxi operator for a minimum of one year.
- MUST possess all the legal operating requisites.
Conditions Apply
Consider collateral for securing a business loan
Motor vehicle (Must submit original documents of vehicle title, insurance, Certificate of Fitness, registration and a recent Valuation Report).
Conditions Apply
Motor Vehicle Repairs Loan
We offer short term loans for emergency expenses such as a motor vehicle repair.
Loan Repayment Method
- Bank Deduction
- Salary Deduction
Kindly call to confirm your company’s eligibility
Guarantor Requirement
- Job Letter (if employed by another company)
- A recent passport size photos, TRN and a valid ID
- Last 2 pay slips (last 4 if weekly paid)
- Printout of Salary Account for last 3 month (if applicable)
Conditions Apply
Loans For The Self Employed
If you are self employed and require a loan for your business or personal needs, we are the company to turn to.
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